motorcycle Finance

Finance options

Secured bike loan

unsecured loan

business loan

lets get educated

about motorcycle finance

Motorcycle finance through Tofu Auto offers fast approval times and flexible terms for all types of motorcycles including road bikes, cruisers, sport bikes, adventure bikes, scooters, and dirt bikes. With loan amounts from $5,000 to $100,000 and competitive rates we make motorcycle ownership accessible and affordable. Whether you’re buying from a dealer or privately, purchasing new or used, or even considering an imported bike, we have financing solutions to match your needs. Motorcycle loans are among our fast processing applications, with many straight forward cases approved within 24 hours.

The advantages of financing your motorcycle through Tofu Auto extend beyond just competitive rates. We understand that motorcycle purchases often include essential accessories like riding gear, helmets, and security equipment – many lenders will allow these to be included in your loan amount when purchased with the bike. For motorcycle enthusiasts looking to upgrade regularly, our flexible loan terms from 1 to 7 years let you choose repayment schedules that align with your riding and financial goals. We work with lenders who understand the motorcycle market and don’t view all bikes the same way – whether you’re buying a learner-approved bike, a high-performance sports bike, or a custom cruiser, we have access to appropriate financing options. 

qualifying criteria

You ask, we answer

Depending on the loan type and your situation some lenders will approve you the same day

Safety with ay vehicle should be the number 1 priority. Most lender have a reasonable buffer to allow you to purchase essential gear.

Yes we can. There are lenders who will lend to custom bikes

Yes professional pedal bikes can be financed.

If the bike is used as security the lender will have a clause that the bike will always need to be adequately secured. However, if we get an unsecured loan it isn’t required, but always still good practice to have some level of insurance.

Yes. You can get finance with bad credit and even a prior bankruptcy. But keep in mind not all lenders will lend to you or the rates might be slightly higher than market rates.

a deposit isn’t always required but is useful to reduce your loan and therefore your overall costs. it also may be required in some situations.

Yes we can do this through a mid-term refinance. You may have gotten your loan at a time when you had bad credit and there may now be an opportunity for a lower rate/fee loan. But we also do a refinance analysis to make sure you aren’t entering a loan that will cost you more that what you are currently paying.

Get in touch