Car finance in Australia has never been more accessible. Whether you’re purchasing a brand new vehicle from a dealership, a quality used car, or buying privately, Tofu Auto provides tailored financing solutions that match your circumstances. Our car loans feature competitive interest rates, flexible loan terms ranging from 1 to 7 years and deposit options that suit your budget. We work with over 30 leading Australian lenders including major banks, credit unions and specialist automotive finance providers to ensure you get the best possible deal.
Working with Tofu Auto for your car finance means you benefit from our extensive lender network and industry expertise. Unlike going directly to a single bank, we compare rates and terms across multiple lenders simultaneously, often securing better rates than you could obtain independently.
We handle all the paperwork, liaise with lenders on your behalf and provide ongoing support throughout the loan process. Whether you have excellent credit, are self-employed or have had credit challenges in the past, we work with lenders who specialize in various credit profiles.
Yes you can get a loan for a private car purchase. If we are using the car as securing most lenders will want an extra verification step done typically through Verimoto
At Tofu Auto we love imported vehicles. Yes we understand how to finance these vehicles. Typically we can finance vehicles regardless of the age restriction.
Yes we have an extensive dealer network where we can help source your vehicle. Whether it be a new car or use. Best of all the cost of this service is incorporated within our finance fee
Yes we can assist self-employed individuals – particularly those who may want a low-doc loan option if you haven’t yet prepared financials. You will need a valid ABN and depending on the loan amount GST registration may be required.
If the vehicle is used as security the lender will have a clause that the vehicle will always need to be adequately insured. However, if we get an unsecured loan it isn’t required, but always still good practice to have some level of insurance.
Yes. You can get finance with bad credit and even a prior bankruptcy. But keep in mind not all lenders will lend to you or the rates might be slightly higher than market rates.
A deposit isn’t always required but is useful to reduce your loan and therefore your overall costs. It also may be required in some situations.
Yes we can do this through a mid-term refinance. You may have gotten your loan at a time when you had bad credit and there may now be an opportunity for a lower rate/fee loan. But we also do a refinance analysis to make sure you aren’t entering a loan that will cost you more that what you are currently paying.
